Does Refinancing Make Sense For You??

This section was created to help you decide if refinancing your home makes sense for you. It's designed to make the process of refinancing your mortgage a little easier and a lot less confusing.

But while this information is a helpful guide, there is no substitute for a direct relationship with a reputable mortgage lender. Deciding to refinance your home is a complicated decision, influenced by many different factors. An experienced lender can help you sort them out.

So be sure to turn to your lender for help if you're a serious candidate for refinancing. He or she will be happy to help you consider all your options.

Introduction

Refinancing Your Home:

A Complex Decision.

Recent years have seen a boom in refinancing, as hundreds of thousands of homeowners refinanced their homes to take advantage of lower interest rates.
But the decision on whether to refinance involves more than just interest rates, and balancing all the factors to reach a decision that works for you can be confusing.

This section of our web site gives you the information you need to consider all aspects of refinancing, so you can decide if it might be worth your while.

Table of Contents

• SECTION 1: What is refinancing and should I care?
  
• SECTION 2: When refinancing makes sense
  
• SECTION 3: How much will I save: Monthly Payment Estimator
  
• SECTION 4: The costs?-and no-costs? -- of refinancing

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